The review helps eligible organisations distinguish operating cash, committed funds, liquidity reserves and potentially investable balances before considering an investment-management mandate.
Preliminary treasury review | No immediate investment instruction | Formal mandate subject to acceptance
The objective is not simply to increase yield. It is to align cash ownership, obligations, liquidity, preservation, governance and reporting with the organisation’s actual operating requirements.
Review area | Focus |
Ownership and restrictions | Legal owner, restricted balances, client or project money, liens and permitted uses. |
Cash-flow profile | Receipts, operating payments, tax, payroll, capital expenditure, debt service and seasonality. |
Liquidity segmentation | Immediate liquidity, committed cash, contingency reserve, strategic reserve and potential surplus. |
Risk and counterparties | Capital preservation, duration, credit, concentration, instruments and counterparty exposure. |
Currency | Receipt and obligation currencies, imported inputs, debt service and repatriation considerations. |
Governance and reporting | Authority, signatories, limits, maker-checker controls, policy, exceptions and reporting. |
Eligible corporates, operating companies, institutions, foundations, project companies, development organisations, family investment offices and funds with material seasonal or strategic cash balances.
Provide a high-level summary of cash ownership, obligations, currencies, governance and liquidity needs.
