Individuals & Families – NCDF Capital & Commercial Solutions

Manage Personal and Family Capital With Clarity and Discipline.

NCDF helps eligible individuals, business owners and families define what capital should achieve, separate immediate liquidity from long-term investment capital and enter the appropriate investment-management or private-investment pathway.

Objective-led | Eligibility and suitability required | Separate regulated mandates

Personal and Family Capital Pathways

Pathway	Purpose
Portfolio Strategy & Investment Management	Clarify objectives, horizon, liquidity, currency, risk, restrictions and reporting before a managed mandate.
Liquidity and Capital Segmentation	Separate immediate obligations, contingency reserves, business commitments and potentially investable capital.
Family Capital Governance	Define decision rights, approval authority, investment policy, reporting and successor arrangements.
Business-Owner Capital Separation	Distinguish personal and family capital from business working capital, reinvestment and contingent obligations.
Qualified Private Investments	Request controlled access to eligible private placements, funds, direct equity and project-SPV opportunities through the Investor Gateway.

Which Route May Apply?

Objective	Starting point	Responsible route
Clarify a managed portfolio	Portfolio Strategy Session	NCDF Investment Management Plc
Segment liquidity and investable capital	Personal & Family Capital Review	NCDF Investment Management Plc
Create family investment governance	Family Capital Governance Review	CCS / agreed specialist
Separate business and personal capital	Business-Owner Capital Review	Commercial Services and Investment Management under separate scopes
Review private-market opportunities	Qualified Investor Access	Investor Gateway and relevant issuer or fund

Who This Pathway Is For

The pathway may suit eligible professionals, entrepreneurs, business owners, families managing shared capital, diaspora families with Nigerian and international obligations, family investment companies and individuals approaching a material business or property liquidity event.

Initial Information to Provide

Country, client type and authorised decision-maker
Indicative investable-capital range and principal currency
Primary objective, horizon and immediate liquidity need
Summary asset categories and known future obligations
Existing adviser, family or governance arrangements

Client Journey

Profile: Provide high-level objectives, jurisdiction, capital range and liquidity needs.
Route: NCDF determines whether the enquiry concerns investment management, governance, business-owner separation or investment access.
Accept: The responsible company completes eligibility, suitability, compliance and mandate acceptance.
Engage: Enter a documented mandate or controlled Investor Gateway process; reporting follows the relevant legal arrangement.

Begin With the Purpose of the Capital

Provide a concise summary of objectives, obligations, horizon and decision arrangements.