COOKIES POLICY

This policy explains what cookies and similar tracking technologies are used on our website, https://ncdfgroup.com and its subdomains, why they are used, and how you can control them. It is governed by the Nigeria Data Protection Act 2023 (NDPA) and the General Application and Implementation Directive 2025 (GAID), in particular GAID Articles 7(l) and 19.

  1. What are cookies?

Cookies are small text files placed on your device by a website. They allow the site to recognise your browser, remember preferences, and collect usage information. Some cookies are set by the site itself (first-party); others are set by services embedded in the site (third-party).

  1. How we obtain your consent

When you first visit our site, a cookie consent banner is displayed prominently on the homepage. In accordance with GAID Art. 7(l), this banner significantly obstructs the page and provides you with clear options to accept or decline non-essential cookies. Non-essential cookies are not placed on your device and no tracking scripts (including Google Tag Manager) are loaded until you give your consent.

You may change your preferences at any time by clicking the “Cookie settings” link in the website footer or by clearing your browser cookies and revisiting the site.

  1. Types of cookies we use

We classify cookies into the following categories:

3.1 Essential cookies

These are strictly necessary for the website to function. They enable core features such as page navigation, secure login, and session management. They cannot be declined.

Cookie name

Provider

Purpose

Duration

 

ncdfgroup.com

 

Session

 

ncdfgroup.com

 

Session

 

ncdfgroup.com

 

1 year

 

ncdfgroup.com

 

Session

 

ncdfgroup.com

 

1 year

3.2 Performance and analytics cookies

These help us understand how visitors interact with the site by collecting anonymous usage data. They are loaded only after you consent.

Cookie name

Provider

Purpose

Duration

_ga

Google (via GTM)

Distinguishes unique visitors for Google Analytics

 

_ga_*

Google (via GTM)

Maintains session state for Google Analytics

 

_gid

Google (via GTM)

Distinguishes visitors within a 24-hour window

 

_gat_*

Google (via GTM)

Throttles request rate to Google Analytics

 

3.3 Functional cookies

These remember choices you make (such as language or region) to provide a more personalised experience. They are loaded only after you consent.

Cookie name

Provider

Purpose

Duration

 

ncdfgroup.com

 

 

 

ncdfgroup.com

 

 

3.4 Third-party and advertising cookies

We do not use advertising or behavioral tracking cookies. However, if Google AdSense or similar services are enabled in future, they will be added to this table and will require your explicit consent before loading.

  1. Google Tag Manager

Our site uses Google Tag Manager (GTM) to manage analytics scripts. GTM itself does not set cookies, but the tags it fires (such as Google Analytics) do. GTM is configured to load only after you accept performance cookies via the consent banner. If you decline, GTM does not fire and no analytics cookies are set.

  1. How to manage cookies

You can control cookies in several ways:

On our site: Use the cookie consent banner on your first visit, or click “Cookie settings” in the footer at any time.

In your browser: Most browsers allow you to block or delete cookies through their settings. Note that blocking essential cookies may prevent the site from functioning correctly.

Google opt-out: You can opt out of Google Analytics tracking across all websites by installing the Google Analytics Opt-out Browser Add-on at tools.google.com/dlpage/gaoptout.